- This product helps your business.
- Interest 1% pm - on Reducing balance.
- Repayment period - 24 months.
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Our Current Membership
Our Asset Base
Loan Portfolio
Locations covered
About Us
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Save regularly,borrow wisely and repay promptly "We make your dreams come true"
PCEA Kayole Sacco Non withdrawal Deposit Taking Sacco is a Christian based Sacco,registered in the year 2005. We are a licensed Non Withdrawable Sacco regulated by SASRA with an asset base of over 1.2 billion. We have membership of over 8000 members.
Loan Calculator
Our Products
Biashara Loans
Mjengo Loans
- For all your building / Construction needs.
- Repayment Period - 60 Months.
- Interest 1% pm - on Reducing balance.
Church
- Repayment Period - 48 months.
- Interest 1% pm - on Reducing balance.
Development loan for Corporates
- Maximum loan according to ability.
- Interest rate is 1% per month on a reducing balance.
Bima Loans
- For all your insurance needs Medical Insurance Motor vehicle insurance.
- Repayment Period - 12 months.
- Interest 1%pm - on Reducing balance.
| LOAN AMOUNT | MONTHS | YEARS |
| Up-to Kshs.499,000 | 36 | 3 |
| Kshs. 500,000 to 1,499,000 | 48 | 4 |
| Kshs. 1.500,000 to 3,199,000 | 60 | 5 |
| Kshs. 3,200,000 and above | 72 | 6 |
- Interest 1% pm - on Reducing balance.
M-POA Loan
- Need instant loan on your m-pesa.
- Dial *670# or download pceakayolesaccoapp.
Instant Loans
- No supporting document.
- Repayment Period - 12 Months.
- Interest 1% pm - on Reducing balance.
School Fees Loan
- Give your children the best education.
- Repayment Period - 12 Months.
- -Interest 1% pm - on Reducing balance.
Emergency Loans
- Must have a supporting document.
- Repayment Period - 12 Months.
- Interest 1% pm - on Reducing balance.
- Loan processed within 12 hours.
Asset Finance
- Motor Vehicles.
- Drive with us.
- Repayment Period -36 - 60 Months.
- Interest 1% pm - on Reducing balance.
- Mortgage (Land & Property).
- Own that dream.
- Interest 1% pm - on Reducing balance.
Supa Loan
- Active for the last 3 yrs.
- Members must have savings above Kshs 1,000,000.
- Loan given 4 times the savings.
- Maximum repayment period - 72 months.
- Interest rate 1% pm on Reducing balance.
Jiinue Loan
- Buying of running loan.
- Must have paid loan up to 70%.
- A commission of 1%is charged at the remaining loan.
Refinancing Loan
- This facility is available to members who have served their loans faithfully for at least six consecutive months.
- Repayment period is rescheduled back to the loan being bought.
Become a Member
FAQ
1.Any Co-operative bank branches.
2.Co-operative kwa Jirani Agent.
3.Mobile banking.
Members are encouraged to form groups consisting of at least 4 – 10 members.
1.ShareCapital: Members must have attained minimum share capital.
2.Saving: Members must have saved for atleast 6 months consecutive.
3.Qualifications: Maximum loan qualified is total savings minus share capital and the balalnce is multiplied by 3 or 4 for super savers consecutive.
3.Guarantorship: These are eligible Sacco members. Members are encourged to form groups of at least 4-20 members.
1.Title deed.
2.Logbook.
NB:
-Motor vehicle must be comprehensively insured.
-Collateral must be charged in favour of the sacco.
-Collateral will cover upto 60% 0f Forced Sale Value.
1.Registration – Kshs 1200/= non refundable.
2.Purchase a minimum of 600 share at Kshs 20 to make a share capital of Kshs 12,000.
3.Pass book – Kshs 360/=
4.2 coloured passport size.
5.A copy of ID.
6.Minimum contribution per month Kshs 1000/=.
7.Monthly insurance contribution of Kshs 120
8.Monthly Benevolent contribution of Kshs 30(Paid annually).
9.Membership is attained once the sharecapital is fully paid.
10.Must have a valid bank account.
1.Registration – Kshs 6,000/= non refundable.
2.Purchase a minimum of 600 share at Kshs 20 to make a share capital of Kshs 12,000.
3.Must have a certificate of registration from relevant ministry (CBO office)
4.Pass book – Kshs 300/=.
5.1 coloured passport size for all members.
6.Copy of IDs.
7.Must also individually be a member of the sacco.
8.Must have a valid bank account.
9.Minimum contribution per month 5,000/=.
10.Minutes authorizig the opening of the account.
11.A copy of the group or company registration certificate of the goverment.
12.A copy of the group constitution / Company Memorandum of Association.
13.A copy of CR12 form in the case of a Limited company.
1.Registration – Kshs 6,000/=
2.Purchase a minimum of 600 share at Kshs 20 to make a share capital of Kshs 12,000.
3.Minimum contribution per month 5,000/=.
4.Attach the Church/Institution Governing.
5.Body/Authority minutes resolving to join the SACCO.
6.PCEA Churches attach a letter of authority from the Session Clerk.
7.Other a letter of authority.
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Contact us
We can be reached Mon – Fri: 8AM – 5PM,Sat: 8:30AM-12:30PM at:
PCEA Kayole Church along Spine Road,opposite COOP Bank
Kayole Nairobi
Say Hello
Email: info@pceakayolesacco.co.kePhone: 0702 435395 / 0743 569357 / 0711 234375
