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1.Any Co-operative bank branches.
2.Co-operative kwa Jirani Agent.
3.Mobile banking.
Members are encouraged to form groups consisting of at least 4 – 10 members.
1.ShareCapital: Members must have attained minimum share capital.
2.Saving: Members must have saved for atleast 6 months consecutive.
3.Qualifications: Maximum loan qualified is total savings minus share capital and the balalnce is multiplied by 3 or 4 for super savers consecutive.
3.Guarantorship: These are eligible Sacco members. Members are encourged to form groups of at least 4-20 members.
1.Title deed.
2.Logbook.
NB:
-Motor vehicle must be comprehensively insured.
-Collateral must be charged in favour of the sacco.
-Collateral will cover upto 60% 0f Forced Sale Value.
1.Registration – Kshs 1200/= non refundable.
2.Purchase a minimum of 600 share at Kshs 20 to make a share capital of Kshs 12,000.
3.Pass book – Kshs 360/=
4.2 coloured passport size.
5.A copy of ID.
6.Minimum contribution per month Kshs 1000/=.
7.Monthly insurance contribution of Kshs 120
8.Monthly Benevolent contribution of Kshs 30(Paid annually).
9.Membership is attained once the sharecapital is fully paid.
10.Must have a valid bank account.
1.Registration – Kshs 6,000/= non refundable.
2.Purchase a minimum of 600 share at Kshs 20 to make a share capital of Kshs 12,000.
3.Must have a certificate of registration from relevant ministry (CBO office)
4.Pass book – Kshs 300/=.
5.1 coloured passport size for all members.
6.Copy of IDs.
7.Must also individually be a member of the sacco.
8.Must have a valid bank account.
9.Minimum contribution per month 5,000/=.
10.Minutes authorizig the opening of the account.
11.A copy of the group or company registration certificate of the goverment.
12.A copy of the group constitution / Company Memorandum of Association.
13.A copy of CR12 form in the case of a Limited company.
1.Registration – Kshs 6,000/=
2.Purchase a minimum of 600 share at Kshs 20 to make a share capital of Kshs 12,000.
3.Minimum contribution per month 5,000/=.
4.Attach the Church/Institution Governing.
5.Body/Authority minutes resolving to join the SACCO.
6.PCEA Churches attach a letter of authority from the Session Clerk.
7.Other a letter of authority.
